Professional Taekwon‐Do instructors are self‐employed owners of small businesses. They do not have the benefits of specialists employed by corporations. This includes common employment benefits, such as pension schemes. The ITF cannot create the infrastructure to do these things for professional instructors – it would be far too’ inefficient for a small international entity to develop efficient global structures. Instead, the ITF should arm instructors with the information they need to act themselves, and measure their success based on the actions of those instructors. Therefore, the ITF should educate its instructors financially – in budgeting, debt management, wealth protection, accumulation and decumulation.

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